You have to know what you are 'in' for. Sometimes there is a position you take for the dividend, rather than the growth.

Sometimes you are in a position for the dividend. With bank rates so low - this stock fund TDF paying a dividend of 7.2% can be another way to earn. (JNK and CMO were other examples of high yield positions.)  This return with capital and dividend, is better than a bank, but there was more risk than a bank. Learn the difference and make your money work.

There is still risk. There is no way to take risk out of investing. This is why the tools we give you help you plan to manage risk, get out if the 'weather changes' and stay in when price moves your way.